Education · 07/25/2025

The TOEFL exam is a crucial standardized test that assesses the English proficiency of non-native speakers, covering reading, listening, speaking, and writing. Taking this test helps with college admissions and career development while improving candidates' English communication skills. With flexible testing schedules and multiple exam opportunities, candidates can enhance their language skills and access a broader range of career and academic opportunities.

Job Search · 08/06/2025

The retail and sales industry offers a wealth of career opportunities for job seekers, encompassing various fields from direct consumer sales to service sales. Although the entry barriers to this industry are relatively low, strong communication skills and relevant qualifications can greatly assist those aiming for higher positions. Various public employment centers also provide support and resources for job seekers.

Finance · 08/06/2025

This article analyzes the impact of the newly elected U.S. President Trump on the technology and trade relations between the U.S. and China, focusing on investment opportunities in Taiwan stocks in areas such as mature processes, drones, and network communication. With the intensifying confrontation between the U.S. and China, Taiwanese enterprises are benefiting from favorable policies, leading to a promising market outlook.

Telecom · 08/06/2025

AT&T Inc. is a telecommunications and technology giant founded in 1983, with operations covering communication and Latin American services. The company's market value is approximately $179.83 billion, with a revenue of $122.34 billion in 2022 and a dividend yield of 5.63%. AT&T's continuous innovation and extensive services enable it to maintain a leading position in the global market.

Insurance · 07/21/2025

Family financial planning involves key components such as health insurance, disability insurance, life insurance, long-term care insurance, and estate planning, which together create a solid protection umbrella for households. Ensuring the appropriateness of insurance and the rational allocation of discretionary budgets are crucial for achieving both material and emotional security. Accurate asset allocation ensures the orderly transfer of wealth and economic stability for the family, laying a solid foundation for the future of every family member.

Finance · 07/21/2025

Opening a bank account is crucial for immigrants as it ensures the safety of funds and helps prevent fraud. There are various financial institutions in the U.S. with specific account opening requirements, including identification and proof of residence. Some banks allow foreign IDs even without a U.S. ID. Common account types include checking accounts for daily use and savings accounts for saving. Debit cards simplify shopping and withdrawal processes. Proper account management is essential for maintaining financial health.

Insurance · 11/09/2023

In 2023, enrollment for Obamacare will open with an average monthly premium increase of 4% for benchmark plans. Despite this rise, the new legislation extends subsidy policies, meaning most enrollees will not be affected. Open enrollment runs from November 1 to January 15, with a December 15 deadline for those wanting coverage at the start of the year. Enrollment numbers have reached historic highs, and subsidies are effectively lowering premium burdens, ensuring more people gain access to health insurance.

Transportation · 07/17/2025

Holding a valid foreign driver's license allows you to drive in the U.S. for up to one year, but you must obtain an International Driving Permit (IDP). Long-term residents are advised to apply for a U.S. driver's license for easier driving across all 50 states. Drivers must meet age and health requirements and be familiar with state traffic laws. Renting a car requires presenting a foreign license and paying a deposit, while purchasing insurance is recommended for safety.

Finance · 08/20/2025

US industrial real estate, encompassing warehouses, factories, logistics facilities, and data centers, is a crucial sector underpinning economic growth. E-commerce expansion, manufacturing reshoring, and surging data demands are fueling its vitality. The value hinges on functionality, location, and building specifications. Despite facing challenges, the long-term outlook remains optimistic, positioning it to continue supporting US economic development. This sector plays a vital role in the supply chain and is a key indicator of economic health.

Culture · 07/21/2025

American culture is diverse and rich, making the understanding and respect of others' cultures crucial. Americans tend to favor direct communication and good table manners, placing a high value on personal space and eye contact. These cultural traits are evident in interactions with both strangers and friends, where gestures like handshakes and hugs are common social practices. Adapting to these cultural differences helps foster harmonious social relationships.

Job Search · 07/21/2025

This article provides ten practical steps for finding a job in the United States, including preparing personal information, searching for suitable positions, utilizing online resources, sharing job intentions, paying attention to employment centers, and contacting target companies. By following these measures, job seekers can enhance their success rate and increase communication opportunities with potential employers, facilitating a smooth entry into the U.S. job market.

Culture · 07/14/2025

This article explores the culture and etiquette of the American workplace, highlighting the importance of individualism and time management. American employees typically value personal productivity, encourage open communication, and adhere to clear rules and standards in their work. Additionally, it is advisable to avoid discussing sensitive topics in professional settings to maintain a respectful and professional atmosphere. Adapting to American business culture will help new immigrants integra

Social Networking · 07/17/2025

This guide offers a series of techniques for effectively engaging in small talk with Americans, aimed at helping readers communicate better in social settings. It suggests enhancing conversation quality through maintaining a positive attitude, showing genuine interest, and selecting appropriate topics. Additionally, active listening and timely follow-ups are crucial strategies for fostering communication. Mastering these skills will aid in confidently engaging in informal discussions with

Education · 07/25/2025

This article explores how parents can support their children at different stages of school life, covering various aspects from emotional care to learning resources. Effective communication with teachers, participation in extracurricular activities, and establishing reasonable study plans can significantly aid children's growth and development in school. Additionally, parents should emphasize their children's future education and career planning, ensuring timely access to relevant resources and information.

Education · 07/28/2025

This article examines how public schools in the United States support the education of immigrant children. Parents need to understand the differences in the education system to ensure their children complete necessary enrollment procedures, including providing relevant documentation. Moreover, parental support is crucial for children's learning; through communication and collaboration with teachers, children can receive additional learning assistance, ensuring a smooth integration and success in school.